Gut-feeling decisions
Most firms base their decisions on subjective experience. We use 7+ verifiable official data sources.
We combine predictive artificial intelligence with a team of investment and wealth specialists who personally validate every opportunity. No surprises, no hassle — just results.
7+
Data sources
25%
WIP return
100%
Fully managed
Expert team
Spain remains one of Europe's most accessible real estate markets for foreign investors. Here's what you need to know before you start.
Every foreign buyer needs a NIE (Foreigner Identification Number) before signing. Non-EU citizens can apply at any Spanish consulate abroad or remotely through a power of attorney. Processing typically takes 2-4 weeks. We coordinate this for all our international clients.
Non-residents are taxed under IRNR (Non-Resident Income Tax) rather than IRPF. Rental income is taxed at 19% for EU/EEA residents and 24% for the rest. Spain has double-taxation treaties with most LATAM countries, the UK and the US, so you typically won't be taxed twice on the same income.
Several Spanish banks offer mortgages to non-residents, typically with 60-70% LTV (vs 80% for residents). Required documents include proof of income, tax returns from your home country, and bank statements. Interest rates are slightly higher than for residents but still competitive within the EU.
Stable EU legal framework, gross rental yields between 5-8% in secondary cities, and a tourism market that consistently breaks records. Note that the Golden Visa program for real estate was discontinued in April 2025, but standard non-lucrative and digital nomad visas remain available for residency planning.
Our team handles the full process for international clients — from NIE application to closing — and we coordinate with multilingual tax advisors when needed.
Talk to our international teamMost management firms are still stuck with last-century methods. We rely on data, technology and human validation.
Most firms base their decisions on subjective experience. We use 7+ verifiable official data sources.
Spreadsheets and manual reports versus our platform with predictive AI, automatic alerts and real-time monitoring.
Generic quarterly reports versus our 24/7 dashboard with real-time data and end-to-end encryption.
Compare point by point and decide with confidence.
| Aspect | Traditional Management | AssetRent Capital |
|---|---|---|
| Market analysis | Manual, subjective | Predictive AI + 7 official sources |
| Opportunity detection | Contact network | Off-market algorithms + expert team |
| Reports | Quarterly, PDF | 24/7 real-time dashboard |
| WIP returns | Not offered | 23-25% in 10-14 months |
| Privacy | Variable | End-to-end encryption, zero-knowledge |
| Validation | Manager only | AI + specialist team validates every prediction |
We understand your budget, goals and risk tolerance to design a personalised strategy.
Our AI cross-references data from MITMA, INE, the Land Registry and the market in real time to identify assets with maximum potential.
Our specialist team personally validates every prediction before presenting it to you. Technology plus human judgement.
From acquisition to rent collection. You simply receive the returns in your account.
7+
Official data sources
25%
WIP co-investment return
100%
Fully managed
0
Tasks for you
Access the portal, define your investor profile and let our team and technology work for you.
Access the portalEvery investor is different. These are the paths available to get started with us.
Below-market assets detected with predictive AI. Not listed on public portals.
We find and negotiate the right property for you. You decide, we deliver.
Step-by-step guide to invest in Spanish real estate yourself. For independent investors.